The Legends Mortgage Team
Financing comparison worksheet
Use the same questions for each loan option. Record differences and ask for clarification before choosing.
The Legends Mortgage Team · Updated
Use comparable information
Compare offers for the same purchase and intended use. Note when each estimate was issued and whether the rate is locked. A rate by itself does not explain the full cost.
Read across the cost categories
Review the loan term, payment, mortgage insurance if applicable, origination charges, lender credits and cash to close. Ask which taxes, insurance or association costs are outside the payment. Use the CFPB Loan Estimate explainer alongside the actual lender document.
Keep a question log
For every difference, record what needs explaining and who will respond. Before closing, compare the final disclosure with your earlier estimate and ask about changes. Keep personal figures in your own secure records.
Your preparation checklist
Check off completed steps. Your selections stay only while this page is open.
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Source and context
Team educational information; not an approval, rate quote or commitment to lend. Availability requires a review of the transaction. Using these resources creates no referral compensation or obligation.