
First-time buyers
Your first home: a practical roadmap before the search
Separate the budget, financing and property decisions so each next step has a purpose.

The Legends Mortgage Team · Loan Factory
Mortgage Loan Officer
Barbara brings an enthusiasm for homeownership to conversations about buying, building and remodeling. Away from work, she enjoys hiking, gardening and time outdoors.
NMLS 2475165 · Loan Factory NMLS 320841
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Loan Factory profile (new tab)Education for your next step

First-time buyers
Separate the budget, financing and property decisions so each next step has a purpose.

Homebuying preparation
Keep the down payment, closing costs, moving expenses and post-closing cushion in separate conversations.