Homebuying preparation
Cash to close is only part of your moving budget
Keep the down payment, closing costs, moving expenses and post-closing cushion in separate conversations.
The Legends Mortgage Team · Loan Factory
Cynthia Nash
Mortgage Loan Officer
Cynthia works with first-time homebuyers and property investors. Her approach emphasizes explaining the process and connecting a financing conversation with the client’s longer-term goals.
NMLS 2746020 · Loan Factory NMLS 320841
A local connection
Your conversation, in context.
Ask directly about your property and location.
Practice focus
States listed by Loan Factory
Texas
Confirm applicable licensing and availability before applying. NMLS Consumer Access (new tab).
Loan Factory profile (new tab)Education for your next step
A more informed conversation.
Property investors
A rental property review goes beyond DSCR
Separate a lender’s cash-flow method from your own operating plan, reserves and property assumptions.
Credit preparation
Credit preparation starts with an accurate picture
Review the information, identify questions and avoid turning an online score into an approval prediction.