Mortgage Loan Officer
Javier Giarelli
Miami & South Florida
NMLS 1952196 · English / Español
Meet JavierThe Legends Mortgage Team
Miami & South Florida
A place to start a well-informed local conversation.
Make the building part of the conversation
For a condominium, ask early about association documents, insurance, reserves and any special assessments. The property review is distinct from the borrower review. Confirm building and lender requirements rather than relying on a listing’s description.
Prepare a useful comparison
- Current property information and intended use.
- Insurance quotes for that exact address.
- Association dues and known obligations.
- A budget for closing, moving and maintenance.
These are preparation questions, not local statistics or a determination of availability.
Your local connection.
Education for this conversation
South Florida
Buying a South Florida condo? Review the building, too
The unit is only part of the picture. Bring association documents, insurance and known obligations into the financing conversation early.
Read the guide
Florida ownership costs
Florida homebuying: the seller’s tax bill is not your budget
Use current property-specific information for taxes, insurance and community obligations before comparing homes.
Read the guide