Javier Giarelli

Mortgage Loan Officer

Javier is a Miami-based mortgage loan officer who works in English and Spanish. His public practice includes South Florida buyers, investors, self-employed borrowers and international clients.

Apply with Javier Contact Javier

(305) 803–2165 javier.giarelli@loanfactory.com

NMLS 1952196 · Loan Factory NMLS 320841

A local connection

Your conversation, in context.

Miami & South Florida

Practice focus

Languages: English and Spanish

States listed by Loan Factory

Florida

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Loan Factory profile

Education for your next step

A more informed conversation.

An attractive small residential rental property with two entrances

Property investors

A rental property review goes beyond DSCR

Separate a lender’s cash-flow method from your own operating plan, reserves and property assumptions.

A bright condominium living room opening onto a planted balcony

South Florida

Buying a South Florida condo? Review the building, too

The unit is only part of the picture. Bring association documents, insurance and known obligations into the financing conversation early.

Start a direct conversation.

Contact Javier